Effective Date: July 1, 2025

This Privacy Policy governs your use of BuildaBOE.com (“we,” “us,” or “our”). By accessing or using this website, you agree to the terms of this policy. This policy applies exclusively to information collected through BuildABOE.com and does not apply to any third-party sites or services.

No Document Retention
We do not retain, store, or archive any user-generated Bills of Exchange or other documents. Once a document is created and downloaded by you, it is permanently deleted from our servers. We do not have access to user document content after session termination.

Data Collection
We collect only minimal data necessary for account creation and platform functionality, including:

• Name and email address
• Login credentials
• IP address and browser metadata for security

We do not collect Social Security Numbers, financial account numbers, or other sensitive personal information. We do not store payment card information; all payments are processed by a secure third-party provider.

Cookies
We use session cookies solely to manage authentication and basic platform preferences. These cookies expire when your session ends. We do not use tracking cookies, third-party advertising cookies, or behavioral profiling tools.

No Third-Party Sharing
We do not sell, rent, or share your personal data with any third party. Your account data is used solely for internal functionality and user verification. Comments submitted to the website may be processed through spam detection services.

User Rights
You may request deletion of your account and associated data at any time by contacting admin@buildaboe.com. We will comply within a reasonable period, not to exceed 30 days, except where retention is required by law.

Security
We implement industry-standard measures, including encryption and session isolation, to protect your account data. However, no system is completely secure, and we cannot guarantee absolute security.

No Refund Policy
All payments made on BuildABOE.com are final. There are no refunds for any reason, including user error, duplicate submissions, or dissatisfaction with document results. By submitting payment, you expressly waive any right to dispute charges.

Jurisdiction
This Privacy Policy and your use of BuildABOE.com are governed by the laws of the State of Texas, without regard to conflict of law principles.

Contact
For questions or concerns about this policy:
Email: admin@buildaboe.com
Address: 414 E. Loop 281, Ste. 17, Longview, TX 75605-7931

CALIFORNIA PRIVACY RIGHTS NOTICE (CCPA ADDENDUM)
Effective Date: July 1, 2025

Pursuant to the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), California residents are entitled to specific rights regarding their personal information. This section applies exclusively to visitors, users, and others who reside in the State of California. BuildABOE.com, operated by a Texas-based software-as-a-service (SaaS) platform, enables users to self-generate Bills of Exchange and related documents. BuildABOE.com does not store user-generated data after submission, does not sell or share personal information, and does not track users across contexts.

Categories of Personal Information Collected (if any):

• Identifiers (e.g., name, email address, IP address)
• Commercial information (e.g., records of services purchased)
• Internet activity (e.g., session-based technical data)

We collect this information only to fulfill user-initiated transactions and do not use personal data for profiling, marketing, or behavioral advertising.

Your Rights Under the CCPA:

• Right to Know what personal data is collected and how it is used
• Right to Request Deletion of personal data, subject to statutory exceptions
• Right to Correct inaccurate personal data
• Right to Limit Use of Sensitive Personal Data (if applicable)
• Right to Opt-Out of the sale or sharing of personal data (we do not sell or share)
• Right to Non-Discrimination for exercising CCPA rights

How to Exercise These Rights:
Submit a verifiable consumer request via email at admin@buildaboe.com. You may be required to verify your identity before we respond. Requests will be processed in accordance with Cal. Civ. Code §§ 1798.100–1798.199. We do not collect additional categories of data without notice.

EUROPEAN UNION GDPR COMPLIANCE NOTICE (GDPR ADDENDUM)
Effective Date: July 1, 2025

This section applies exclusively to individuals located in the European Economic Area (EEA) and the United Kingdom and is provided in accordance with the General Data Protection Regulation (Regulation (EU) 2016/679) and the UK GDPR. BuildaBOE.com acts as a data controller for data voluntarily submitted through our site for the purpose of generating lawful Bills of Exchange. Data is processed in the United States.

Legal Basis for Processing:

• Consent, for purposes of document generation
• Performance of a Contract, where applicable
• Legal Obligation, to comply with applicable laws
• Legitimate Interest, in ensuring site functionality and fraud prevention

Data Transfers:
Data submitted is processed in the U.S. By using our services, you consent to this transfer. All processing is done in accordance with GDPR safeguards, including the use of standard contractual clauses.

Rights of Data Subjects:

• Right to Access
• Right to Rectification
• Right to Erasure
• Right to Restrict Processing
• Right to Object
• Right to Data Portability
• Right to Withdraw Consent
• Right to Lodge a Complaint

To exercise your rights, contact admin@buildaboe.com. We may request verification of identity and will respond within the GDPR’s prescribed timeframe.

BuildaBOE.com is a wholly owned subsidiary of Stratford Financial Solutions, Inc.